If we sat back and took account of the money we've wasted we may be surprised by the dollar amount. Sometimes we find ourselves facing financial difficulty because of wasteful behavior, not taking value in the dollar and cents we have. I believe in enjoying life while being prepared for it as well.
There have been times when I found myself waiting for the next paycheck. Only to look back over my spending and see where I could have been more disciplined. And in all honestly, it was wasteful. Buying things that I could have done without. Learning how to spend wisely is so important, not only for the present, but more so for the future. Thinking ahead is a must, time is moving a lot faster than many of us realize. Being prepared for the next stage of life is our responsibility, there is so much we can do to create a comfortable future. Let's take a look at what we've spend this past week and see how much of that was necessary and how much was wasteful. If we experienced an emergency how many of us are financially prepared? That is really something to consider. Some experts suggest having at least $1,000 set aside in an emergency account. Recently I read 58% of Americans are living paycheck to paycheck. Personally I am working hard not to allow money to be an issue in my day to day life, being more purposeful in what I purchase and putting aside something for the future and unexpected expenses. I believe reigning in careless spending is a major key to financial preparedness and success. I hope this post encourages you to take a look at how you may be unwisely using money. We want to live financially sufficient all the days of our lives and it truly begins with our decisions. We are unstuck and we are free.
Putting this into practice, many of us would realize how much seemingly small changes can make such a big difference. . . even in our finances.
Very true...Like my mom always says never go to a grocery store hungry because you will always buy things you desire and never the things you actually need. That can be applied to all types of spending habits, determining wants instead of needs.