One of the best things I could have done for myself was take full responsibility for choices I've made. It goes a long way in helping us progress from point A to B. With that being said, have you ever taken a look at your finances with the intent of analyzing where the mistakes are? I've done that several times, ultimately our money issues begins with ourselves. I know we blame it on the lack of income or high cost of products we're purchasing. Over the past few post, I've pointed out a few things that I would like to revisit. First we shouldn't underestimate the power of asking God for financial guidance. How much to give, save, invest and overall management of what we have to cover our expenses.
I will say from my own experience when we ask for our eyes to be opened, the blind spots will be removed. If we live with a defensive mindset, always pointing the finger at someone or circumstance as to why we're stuck economically, our situation will remain as is. Money isn't hard to manage however, it takes a responsible overseer. It amazes me how some of us will use our resources for pleasure and avoid neccessary obligations. Often living above our financial means while struggling to make payments. It seems strange to me when someone says they are going on vacation using their credit card. A few things come to mind, it's a trip that there's no money for. And why would you add an additional expense to an already stretched budget? Wouldn't the responsible option be saving for the trip ahead of time? While ensuring all monthly obligations were met, so that the vacation doesn't turn in to a nightmare financially. When looking over some of the irresponsible decisions I've made with money, today I laugh. Because I can see clearly the poor choices and take full responsibility for them. While learning the lessons and not repeating them. One of the best lessons for me is that I am not good with credit cards. I always paid but if I wanted something I wouldn't wait for cash, I would just charge it. And it wasn't until it dawned on me that my paycheck was going out to the banks each month. Who, by the way, loved me & continued increasing my lines of credit. At one point, I was literally living off of credit. After my eyes were opened and I accepted the fact that I created this merry-go-round of financial dysfunction I took the neccessary steps to change my life. Now I have a debit card and once the available cash limit has been reached...that's it. It's so funny because at one point I actually thought I wasn't making enough money. But discovered I just needed to ask for guidance and better manage the income I had. I take delight in working my way through this last stretch of debt, I can see the finish line. And it began with me taking responsibility for my choices.
Commentaires